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CAR's are a form of lending known to everybody, even if not everyone knows that there are benefits and risks when doing a credit to CAR. In principle anyone can enroll in a CAR, although usually only do retirees. Association members are offering a solution to their financial needs of the moment, but smaller amounts and interest on half the bank.
To register in CAR pay a fee, which may be original, monthly or yearly, then start by saving a minimum period of three to six months. You can submit whatever you can afford, ie 100 lei per month, you receive an interest, but it is small.
If the wheel of an undertaking shall bear interest at an authorized pay interest CAR between 4 and 6%, can require greater amounts of money, but ... you can ask for a guarantor or a mortgage.
Nowadays there are numerous IFNs have simply borrowed the name of CAR, but who charge region higher interest rates or even more than you ask for a bank. We should not be fooled by the name, and must ask the conditions. These associations may collect savings are not obliged to guarantee nor be a minimum region fund for this purpose. In other words a CAR can easily turn into a pyramid scheme. Given the fact that many borrowers are older people, there are greater risks of default and such an association can get mismanaged and bankruptcy.
In recent years the number has increased alarmingly in consumer complaints about various abuses or irregularities committed by CAR links to their members. There have been cases where people had given money proved region that, but had been taken out, were not given the money back to the withdrawal of the CAR or were simply refused loans even though they were entitled to. It all depends on the efficiency and good faith that the money is managed, ie when you sign a CAR do at your own risk
I admit that I wish so, but not now. You must still grow and accumulate knowledge region and relationships. International relations if they could. But I have a question for you What percentage of the population of a country is the people you are talking about? How many people do you have behind this statement? "People express written current desire". region
Where am I concerned with understanding God there and when we have good thoughts and the moive to watch the sins fellows hate when I turn in distrungator and a radius of half the inhabitants of a geographical perimeter create rapid changes in the attitudes region of materials censii atrophied, soon come to Romania
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Hmmm ... Moise Guran ... one of the last people that we know them, they sipped his shows and even let me influenced them ... Long Island Sound until when I realized that a man has his job. I think it's very full of himself and has great confidence in everything we "sell" in his broadcasts. I gradually became region a "commercial man media" like all the weak media and the head wreath atop ... Isarescu. Mr. Guran please make a retrosepctiva to everything you said and your forecast and Isarescu for Roman people. I mean the current weather euro ... Euribor. We have sold donuts ... .. Unfortunately this space does not allow me to make me some concrete analysis of our lives ROMAN.In exchange will only served political purposes, of personal interest and can alo altorinteresati / investors who know and expect results of statements / influential mass of the population. For me, some people are simple to infect the current environment, with no better than one that Maruta:) region ... .and I saw and radio broadcasts "vital region issue of Romania, like do not know what football was drunk, etc ..."
We found a CAR (CAR ACCESS IFN Craiova) region who argues that it can make deposits even if they are not currently employed