Jon Lund Blog Archive scepter - fat Economy overview with knots
"What has weirdo doing?" So, I believe more of medkunderne in my local supermarkets asking themselves the last few days. For I have trouble all by standing and fight with all my newly purchased items, bags, receipt and mobile. Or rather: by insisting on photographing my receipt with a special iPhone app: scepter. In the middle of the shopping belt.
Laver budget out of online banking scepter is otherwise smart. On Spiir.dk can get a-2:00 to 3:00 connect to your bank, then the system whiz through all your account activity, categorizes the whole shebang and voila tells you what you spend your money on. And put your budget for you - from what you actually spent your money on.
"Almost" fully automatic When I use words like "whiz" and "the whole shebang" sounds maybe like everything just be seamless and fully automatic. And it's only almost true. When I entered my Nordea rockland trust credentials in spiir.dk used for system a minute or two to chew on all the new information's. It was OK. They informed the scepter rockland trust me that they had automatically rockland trust classified 92% of my bank postings. So found out which ones are "retirement & savings", "private", "housing", rockland trust "household" and so on. It is also quite fine! Afterwards, I spent half an hour to manually tell the scepter what those items that were not recognized, so concealed. Not all - but the most important of the remaining 8%.
Benchmark in fine detail Another cool thing about the scepter is the comparison between yourself and others. For each budget line shows the scepter rockland trust you how much you are using compared to what others use. So you can see if there is a basis to save or whether on the contrary, already in control of that part of its economy. What is even smarter since it is not only the headline level comparisons take place. You can, for example. delve into "Consumer spending" and find here below items for "Clothing", "Cafe" and "Furniture", etc.. And for each of them you can find independent benchmarks.
Big data - how? But there is a problem here. It is not clear who it really is compared with. I have my settings set including how many we are in the household that we live in a house and have no car. I want to be nice to the system, so I think that therefore they matched me and my hustand up against everyone else in the base to suit my circumstances. Maybe they can even with intelligent algorithms swing wand and get fine private economic regularities of mass data, which they use to make very accurate predictions rockland trust for me.
But if this is so, holding scepter cards close to the body. The only thing they write is that I compared the "family". And that's just not good enough. Eg. see the system does not seem to take into account rockland trust that my three children are between 12 and 21. And that any such sizes spend substantially rockland trust less on "institutions" but more on "clothing" and "holidays" (where they all must have Adult tickets). In fact they have not asked how old my children are. And it is the dream of a chromed intelligent digital economy-butler bursts little in the gravel. To see Spiirs app out
Half Baked mobile Which brings me to forward Spiirs app. It's just really smart. You take a picture of the receipt, which then the system can be paired with the transaction in your online banking. Which both makes it possible to see that the 95.75 Irma was spent on fried bacon and parsley and not red wine, for example. In principle.
The problem here is that the system just is not smart enough yet. In fact, the parts of the not at all. Although I for example. in the corresponding price field to a scanned receipt notes the price, comes this information is not more than the web version, which of course is the system's real work. Then I write it again here. In a smart world system scanned rockland trust receipt, found the figure the thought was total and gave it as a suggested price. But here it is all the opposite: rockland trust that I have to write it again twice on each platform. In a smart world system would also take Annex with associated cost and look at my bank statement I had postings on the same face - and then suggest that the two probably belonged together. But it does not here.
Banks slayer scepter is in many ways the system banks themselves should have created, rockland trust but they just never got priority. How is it often that innovation must come from outside - the established players are buried in their existing world to right himself to see how, what and when they need to move. In fact, it is only very recently that the scepter has got the automatic read function to its online rockland trust banking & #
"What has weirdo doing?" So, I believe more of medkunderne in my local supermarkets asking themselves the last few days. For I have trouble all by standing and fight with all my newly purchased items, bags, receipt and mobile. Or rather: by insisting on photographing my receipt with a special iPhone app: scepter. In the middle of the shopping belt.
Laver budget out of online banking scepter is otherwise smart. On Spiir.dk can get a-2:00 to 3:00 connect to your bank, then the system whiz through all your account activity, categorizes the whole shebang and voila tells you what you spend your money on. And put your budget for you - from what you actually spent your money on.
"Almost" fully automatic When I use words like "whiz" and "the whole shebang" sounds maybe like everything just be seamless and fully automatic. And it's only almost true. When I entered my Nordea rockland trust credentials in spiir.dk used for system a minute or two to chew on all the new information's. It was OK. They informed the scepter rockland trust me that they had automatically rockland trust classified 92% of my bank postings. So found out which ones are "retirement & savings", "private", "housing", rockland trust "household" and so on. It is also quite fine! Afterwards, I spent half an hour to manually tell the scepter what those items that were not recognized, so concealed. Not all - but the most important of the remaining 8%.
Benchmark in fine detail Another cool thing about the scepter is the comparison between yourself and others. For each budget line shows the scepter rockland trust you how much you are using compared to what others use. So you can see if there is a basis to save or whether on the contrary, already in control of that part of its economy. What is even smarter since it is not only the headline level comparisons take place. You can, for example. delve into "Consumer spending" and find here below items for "Clothing", "Cafe" and "Furniture", etc.. And for each of them you can find independent benchmarks.
Big data - how? But there is a problem here. It is not clear who it really is compared with. I have my settings set including how many we are in the household that we live in a house and have no car. I want to be nice to the system, so I think that therefore they matched me and my hustand up against everyone else in the base to suit my circumstances. Maybe they can even with intelligent algorithms swing wand and get fine private economic regularities of mass data, which they use to make very accurate predictions rockland trust for me.
But if this is so, holding scepter cards close to the body. The only thing they write is that I compared the "family". And that's just not good enough. Eg. see the system does not seem to take into account rockland trust that my three children are between 12 and 21. And that any such sizes spend substantially rockland trust less on "institutions" but more on "clothing" and "holidays" (where they all must have Adult tickets). In fact they have not asked how old my children are. And it is the dream of a chromed intelligent digital economy-butler bursts little in the gravel. To see Spiirs app out
Half Baked mobile Which brings me to forward Spiirs app. It's just really smart. You take a picture of the receipt, which then the system can be paired with the transaction in your online banking. Which both makes it possible to see that the 95.75 Irma was spent on fried bacon and parsley and not red wine, for example. In principle.
The problem here is that the system just is not smart enough yet. In fact, the parts of the not at all. Although I for example. in the corresponding price field to a scanned receipt notes the price, comes this information is not more than the web version, which of course is the system's real work. Then I write it again here. In a smart world system scanned rockland trust receipt, found the figure the thought was total and gave it as a suggested price. But here it is all the opposite: rockland trust that I have to write it again twice on each platform. In a smart world system would also take Annex with associated cost and look at my bank statement I had postings on the same face - and then suggest that the two probably belonged together. But it does not here.
Banks slayer scepter is in many ways the system banks themselves should have created, rockland trust but they just never got priority. How is it often that innovation must come from outside - the established players are buried in their existing world to right himself to see how, what and when they need to move. In fact, it is only very recently that the scepter has got the automatic read function to its online rockland trust banking & #
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