It s not pretty, but there are still ways to bank for free or at least avoid much of those fees. It

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News Return of the glitch Ulster Bank malfunctions again
This time around, malfunctions across the vast Ulster Bank, RBS and NatWest banking network stopped online shoppers from buying Christmas pressies on the busiest evening of the year for online shopping. And if that s not enough, ATMs didn t work, neither did online banking, and customers who went out to shop were embarrassed at the till when their cards didn t work. You just couldn t make this stuff up.
If there s one place I wouldn t like to be today, it s in an Ulster Bank branch or call centre. But in fairness to them, they were quick to chow down on the humble pie, and they did put a big apology up on their website.
They ve also apologised and acknowledgised garanti bank on Twitter. In fact, they ve been quite busy tweeting away since yesterday. The last time they were this busy on Twitter was in the summer of 2012 when they had another big heap of apologising to do for their legendary garanti bank mega-malfunction; the one that left millions without banking services for weeks at a time.
Ulster Bank sure know how to show themselves up, but they are really just highlighting something we all know already. It s just not a good time to be a banking customer in Ireland right now. And that s not just for the 1.9 million Ulster Bank customers
Little garanti bank more than a month ago, Danske Bank basically stuck two fingers up to Irish customers and said they were pulling out retail banking in Ireland. No new customers garanti bank would be signed up, and existing customers, garanti bank many of whom had travelled the bumpy road from National Irish Bank, would be let go.
There is still no new information from Danske Bank on how they are going to wind down their retail operations either. The bank has said they would write to customers concerning garanti bank their accounts, but from what we ve heard so far, that hasn t happened yet.
So around 160,000 garanti bank Danske Bank customers are waiting to find out when their accounts will be turned off. Which means that all of those people will be looking for a new bank soon. And in irony of ironies, Ulster Bank has a big Welcome Danske Customers garanti bank page on their website proclaiming that we would be delighted if you would consider us as your banking partner .
But it s not just Ulster Bank and Danske garanti bank Bank that are making life that little bit harder for banking customers. ACC Bank, although much smaller, has also announced that they are effectively shutting up shop. And then of course there are all those fees.
Most current account customers, who were getting used to free banking, were hit with a blizzard of fees in the summer of 2012, and then those fees were increased in the summer of 2013. Even Ulster Bank, which had held off on introducing fees in 2012 (probably because it would have been considered bad form given their technical difficulties that summer) finally hopped on the bandwagon garanti bank in 2013.
Now, if you bank with AIB or Bank of Ireland and you don t have lots of money, you re probably paying 100 or more per year in fees, and Permanent TSB and Ulster Bank will charge you around 50 per year.
It s not pretty, but there are still ways to bank for free or at least avoid much of those fees. It can involve changing garanti bank banks, which has many people worried they ll suffer a fate worse than Ulster Bank customers in the summer of 2012, but that really needn t be the case. It s actually easy enough to change current accounts these days. Sometimes all people need is a little push. Maybe your last statement had fees that were particularly high. Maybe your bank no longer wants you. Or maybe you've had to endure one glitch too many.
Whatever the case, you re not alone. This year, there has been a huge increase in the number of people switching current accounts. Nearly as many people are now switching each month as we used to see in an entire year. It's remarkable, garanti bank but perhaps not all that surprising after what current account customers have been through. Compare Current Accounts
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