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Provinces are emerging in a number of new banks, the small co-operative banks combined, or more banks merge into one regional bank.
Further savings are also branches by pruning. The vast majority of banking groups operating in Finland has consolidated and reduced the branch office. STT's banks, according to data collected in the current year has already closed 70 branches, which is more than twice as many as last year, total.
At the same time the number of employees is reduced. A comprehensive picture of the various banks to reduced employment is difficult to obtain, but the last year alone, the sector lost more than 1 100 jobs. For example, the Danske Bank said in the summer to reduce its nearly 190 employees in Finland. Most of the cuts have been made voluntary arrangements and through retirements.
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