Woman of the subway and creeping loss rules

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In the fourth episode of the banking application gets into the grip of foreign institutions. Both banks have big names, so it is good to know whether their electronic banking presents reliability and quality.
Raiffeisenbank U of this huge financial group was in 1862, Austrian Friedrich Wilhelm atm Raiffeisen. The Bank underwent a convoluted development and today operates in more than 25i countries. In our country the bank operates since 1993, then as a bank with a foreign exchange license. Today the bank is very popular thanks to the promotion atm of electronic banking and also by offering loan products.
The direct banking channels are offered Internet banking, GSM, telephone and Info Service (SMS and e-mail). Logging into the Web application requires a login and password, it would seem, therefore, that in terms of security rather flimsy. The opposite is true. For active operation is required certificate or confirmation SMS codes. The demo can be found here.
The entire application is in the spirit of "keep it simple". Perhaps atm for this reason, the Bank has acquired in recent years many supporters. For information functions can mention balances, movements, statements and unrecorded movements. The payment orders atm can be entered domestic or foreign payment or charge the credit card on the Go. Other functions of the application are standing orders, term deposits and the information window.
Overall Working with a very pleasant and comfortable. As with GE Money Bank, there is a great work help. With applications can also apply for direct debit, SIPO, etc. Overall, the application is smooth and sufficient regular user, I appreciate very simple and clear graphics. Volksbank
I, the bank has its roots in Austria. atm Its origin dates back to 1922. A subsidiary of Volksbank CZ, as, was established in 1993. In the very beginning, the Bank sought to attract the big investors, but like other institutions, began to gradually focus more on common clients.
Like Raiffeisenbank, Volksbank and offers atm on their site demo applications for electronic banking - you can find it here. To access the account via the Internet needs a name, password and signing certificates. Design application is austere, say very conservative. On the other hand, the application is arranged. atm What features do is offer exactly the same with Raiffeisenbank, just recharge is not possible here.
It is know that the Volksbank its electronic banking does not focus primarily takes him rather as a supplement. Reduced atm functional options embedded in a conservative design looks a bit like a "time of need". On the other hand, in the words of the users of this application, the functionality and stability of the application is not the only problem.
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Woman of the subway and creeping loss rules