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The fact that each bank has its own interface for electronic communication, the same old thing. If all banks use the same system, so the user is who controls several accounts, does make life easier, but defunct competition would not lead to significant development. To choose a banking institution by the level of e-banking, watch our show. Evaluation Methodology
That the evaluation was not rocket science and there was no doubt that the banking application offers more, we chose a simple model evaluation. It is created by a number of parameters, say application functions. For each rated banks will be introduced one point, if the application-specific bnl feature, and zero points if missing. For the case of limited functionality may be awarded half a point. If the applications contain other function that the application did not contain the current evaluation, added to the comparison.
The evaluation will be carried out continuously and the result is read until the final evaluation article. Between this Article and Article starting the evaluation will be several independent reviews of banking applications. Each review will include two banking application, which will be assessed in terms of content, design, control, etc. Today, the introductory information, we look only at eBanka. eBanka: Matador to deny
eBanka belongs to a group of Czech insurance company, as, which gives it the domestic markets (through various alarm messages, which was never confirmed) decent facilities. Many of you will nostalgically recall the original name of the bank - Expandia Bank. As the first bank in the Czech Republic has introduced various kinds of direct banking and can say that due to this fact gained a lot of clients both between individuals and between companies. The number of clients increased most of 2000 and 2001, eBanka today has more than 430,000 clients. Of direct banking services offers eBanka these channels: Internet, GSM (SIM Toolkit), GSM Classic, bnl WAP, telephone banker, Konverzant and Multi-channel.
Login to the web application can be done from anywhere (home, work, school, PDA, etc.) or placed on the client machine bnl centers. bnl Login using smartphones, according to internet forums being problematic. Authorizing access to the application is implemented using a mobile electronic key (the code is sent to the phone and can be read using the SIM Toolkit menu), an online electronic key (certificate pevním or floppy drive) or personal electronic bnl key (the calculator - or generator authorization codes).
After logging in you directly to the application - the main screen you get information about your account status, utilization of overdraft etc. On the left side there is a drop down menu. In principle I can think of nothing in missing. Addition of an account can view the blocked bnl amount, average balance, credit sales, shipping and unrealized collection, listing On-line shopping and many other statistics. The payments bnl can be entered such specialties such as continuing payments, bulk payments, or even pay for the mailing address. This is a feature bnl that is truly unique and often good to use - who enjoys collect money and issue bills at the post office? There is also the option to set collections, that is not the only collection in which you pay the bills, installments, etc., but you can choose by yourself debits bnl from other accounts.
The application also provides an overview of credit cards, you can apply for a new credit card, set in what form you are notified of a change to the balance and much more. Our specialty is to arrange a mortgage, savings, pension or life insurance, or invest in mutual funds without visiting the bank. Overall, the application includes many features that a normal bnl user does not use, but which can sometimes be very useful. Until recently bnl eBanka offered more demo applications for potential new clients, now this option has been canceled. Too bad, because then everyone could try, how much control is simple.
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